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September 12, 2022
It seems that everywhere in the world, people are uncertain about how to handle money, and people interviewed for an international documentary program said, "Paycheck to paycheck, because this country (despite being a developed country) doesn't teach money literacy at all. （People interviewed for an international documentary program said, "Paycheck to paycheck, because this country (despite being a developed country) doesn't teach money literacy at all.
I have been hearing more and more about financial planning in Japan, but I suddenly became concerned that I may not have actually had a firm grasp of what money literacy means.
So what is money literacy to those around you? I asked them.
I think it's important to keep track of all the money coming in and going out, as well as the money remaining on hand. People don't see a breakdown of the taxes deducted from their paychecks.
It's the ability to think about what it means when you spend money. Money is something that you can spend as soon as you feel you want it. It's whether or not you can think about what it will be useful for and how much and when before you buy it.
'You have to understand early on the three major expenses of life. Education, housing, and retirement require a long time to prepare. You have to have time on your side."
"It's whether you can color the money yourself. The same 100,000 yen can be 100,000 in savings, or 50,000 for my future skills plus 30,000 for gifts to those around me plus 20,000 for investments, I'm free to do whatever I want."
The results were surprisingly staggering.
The fact that the answers are so varied probably means that they are so difficult.
Since it is a type of talk that is as invisible and undefinable as health, happiness, and joie de vivre, it seems to me that it would be a good idea to at least spend some time discussing it with others to gain a better understanding of it.