Mogic thinks

With a combination of a small number of people + software + servers and robots.
We are promoting a new era of company management.
I hope to share some of the process in this section.

Representative Director Yoichi Yamane
2021.06.21

How to create a dollar cost averaging, branded service

One very simple investment method is the dollar cost averaging method.

According to Wikipedia, "One of the investment methods for financial products such as stocks and mutual funds. It is also called the fixed amount purchase method. When purchasing financial products, the funds are not purchased all at once, but are divided into equal amounts and invested regularly and continuously. This method is used for long-term investments to control risk and obtain stable income. If the dollar cost averaging method is used in a rising market, the average unit purchase price (as compared to the initial lump-sum purchase) becomes much higher, which has the disadvantage of reducing returns. It is not suitable for investments that aim for high returns on products that move rapidly because the timing cannot be precisely measured.

For example, instead of buying 5 products each month, it's like getting only what you can afford for 10,000 yen.

Of course, if the price per product goes up, what used to cost 5 for 10,000 yen may now cost 2.

If the product drops in price, you can reverse the process and get 8 for 10,000 yen.

Rather than buying all of them at once, we diversify the risk by spreading out the purchase period, which can be used when the market is likely to rise in a moderate trend over the medium to long term.

We've been using this idea a bit wildly across the board to secure resources for creating our own services.

It is suitable for those who want to use their own funds to gradually make sales and develop their own brand of services.

Designing and developing programs for clients is directly related to sales, so it is the organization's highest priority resource allocation.

However, if we are a little greedy and want to create our own branded service at the same time, how should we allocate our resources?

During the initial launch period, you can devote a certain amount of resources to the branded service.

However, since client projects come and go in waves, we tend to repeat the cycle of "working on the service or not" in proportion to that, and eventually we tend to take things with a grain of salt, saying "we're not getting any results, so let's see what happens.

Therefore, we apply the dollar cost averaging approach here.

If you set up a schedule of how many improvements you should make each week, you will run out of time when you are busy and you will get stuck mentally.

If you buy books regularly, it's like piling them up when you're busy and suffering from the weight of them.

Control the number and difficulty of the tasks according to the amount of time you have left, not the number of pieces.

When I am busiest, I do very little.

When I have time, I usually do it.

We'll keep doing this for a long time.

The key is to never stop.

The disadvantage of this is that you have to closely observe the status of all members (not to mention their busyness, level of proficiency, blossoming potential, timing of life, etc.) before deciding on assignments, which greatly increases management costs.

If we can develop a method to compress even that, this will become one of the most reliable methods.